Newsroom TransUnion CIBIL

05
November
2026

·       Number of active borrowers rose to 5.5 crore with an average balance of ₹4.1 lakh per borrower, as growth shifted to higher ticket-sized loans

·       Since August 2023, India’s gold loan balances have increased nearly threefold to touch ₹22.5 lakh as of August 2026

·       Two in five (42%) borrowers with prior credit stress at time of gold loan origination had returned to regular repayment across all active credit obligations 12 months later.  While the analysis does not establish causation, the findings highlight an observed borrower-level repayment pattern.

Mumbai, India, 5 November 2026 – India's gold loan market continued to expand in 2026, with outstanding balances reaching ₹22.5 …